Press and News http://pressnews.com Fri, 03 Jul 2015 16:35:39 +0000 en-US hourly 1 Correct dates, times for Maple Grove Days events http://pressnews.com/2015/07/03/correct-dates-times-for-maple-grove-days-events/ http://pressnews.com/2015/07/03/correct-dates-times-for-maple-grove-days-events/#comments Fri, 03 Jul 2015 16:35:39 +0000 http://pressnews.com/?p=141896 In the special Maple Grove Days magazine the dates of the Garden Tour should be Sunday, July 12, from 1 to 5 p.m. Also, Maple Grove Days events run Wednesday, July 8 through Sunday, July 12. The Osseo-Maple Grove Press regrets these errors.

The Osseo-Maple Grove Press strives each week to bring its readers timely and accurate news from the area. When an error does occur, whether it be in a headline, story or photograph, please call the news department message line at 763-424-7361. You may also send information via e-mail to: sunpressnews@ecm-inc.com. The editorial staff will look into all reports and if warranted a correction or clarification will be published in this space.

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The 2015 candidates for Maple Grove Ambassador are… http://pressnews.com/2015/07/03/the-2015-candidates-for-maple-grove-ambassador-are/ http://pressnews.com/2015/07/03/the-2015-candidates-for-maple-grove-ambassador-are/#comments Fri, 03 Jul 2015 09:25:54 +0000 http://pressnews.com/?p=141721 The Maple Grove Ambassador Scholarship Program will present its 12 candidates for the 2015 year at the Maple Grove Days Pierre Bottineau Parade Thursday, July 9, beginning at 6:10 p.m.

The annual Maple Grove Ambassador Coronation event is Friday, July 10, at 7 p.m. in the auditorium at Maple Grove Senior High School, 9800 Fernbrook Lane.

This is the Ambassador program’s 16th generation of Maple Grove Ambassadors. Tickets to attend the coronation are $10 at the door, but there is a $2 off discount with a Maple Grove Days button. The buttons are available at the Maple Grove Community Center and from Ambassador candidates.

After the coronation event, there will be the Gala in the Grove event July 10, from 9 p.m. to midnight at the Osseo-Maple Grove American Legion, 260 Fourth Ave. S.E. in Osseo. People attending will be able to meet the newly crowned 2015 Maple Grove Ambassadors, families and sponsors. The evening includes music, dancing and snacks. This event is free to the community, but donations are accepted for the Maple Grove Ambassador Scholarship Program.

Read below to learn more about how each candidate already serves the community and what they can bring to the role of a Maple Grove Ambassador. Photos are courtesy of Rich Moll Photography.

LainieBaldwinLainie Baldwin

Lainie Baldwin will be attending St. Olaf College this fall, after recently graduating from Maple Grove Senior High. In college, she will study exercise science, nutrition and psychology. With a wide variety of interests, Lainie enjoys sports like hockey, weight lifting, yoga, snowboarding and rollerblading, along with singing, drawing, photography, reading and volunteering. She supports Dress for Success helping women get back on their feet in hopes of a successful future. Lainie is sponsored by Rich Moll Photography.

Anna BushenAnna Bushen

A recent highest honors graduate of Maple Grove Senior High, Anna Bushen will be attending South Dakota State University this fall, studying pharmacology. People can find Anna working at Walgreens whenever she is not out playing tennis, running, baking yummy desserts or going to the movies. She was a contestant in the Miss Teen Minnesota USA competition in 2014, an experience she will never forget and where special friendships were made. Anna is sponsored by Snap Fitness Maple Grove & Osseo.

Abby DieterAbby Dieter

Maple Grove High School is where Abby Dieter will be a senior this fall as a History Student of the Year. Her future plans include a four-year college to study either medicine or business. Abby has been a competitive swimmer for 11 years but also develops her creativity in painting and writing, with a dream of becoming a published author. She would love a journey through Minnesota having ice cream at every ice cream shop. Abby is passionate about the American Lung Association’s organization Fight for Air in support of family members. Abby is sponsored by Kottemann Orthodontics.

Alex DucosinAlex Ducosin

Alex Ducosin graduated this year from Maple Grove Senior High and in the fall, will study political science and philosophy at the University of North Carolina. She was honored with the “Hardest Worker” and “Most Dedicated” acknowledgement from Maple Grove Gymnastics and is also a Junior Rotarian. Alex is unique with her talents in hula dancing and ukulele playing and loves challenging herself with puzzles of all sorts. She is a camp leader at Camp Lebanon, where she has also attended since she was a little girl and now counsels young girls encouraging them to strengthen their personal image and faith. Alex is sponsored by Maple Grove Auto Service.

Lauren DurdinLauren Durdin

Graduating this year from Osseo Senior High, Lauren Durdin will then be attending the University of Minnesota-Twin Cities this fall to study biomedical engineering. Lauren was active as a captain of her soccer team, Nordic ski team and synchronized swimming team. Her dream job would be a career where she could combine her interest in animals, math and science. Lauren participates in STEM, helping young students get excited about science and math at an early age. Lauren is sponsored by Heritage Animal Hospital.

GraceEganGrace Egan

Grace Egan just graduated from Wayzata High School and was granted the ASCDI Bill Marion Scholarship Award and TwinWest Foundation Scholarship Award. She will attend the University of Minnesota-Twin Cities to pursue a nursing degree. In school, Grace ran cross-country and track and recently started practicing yoga for relaxation and meditation. Grace supports her best friend with Alopecia Areata by helping to raise more than $37,000 for “Hair to There 5K.” Grace is sponsored by Donato’s Floral.

KylieFlandrickKylie Flandrick

Kylie Flandrick is a National Honor Society student and North Hennepin Chamber of Commerce Star Student, headed into her senior year at Maple Grove High School. After high school, Kylie would like to attend college to study either education, medicine or psychology. With a love of ice skating, she has been on skates since she was 3-years-old, even being an instructor at the Maple Grove Skating School. As a volunteer at Camp Tamarack, and appreciating the world around her, Kylie is rewarded by working with children having fun and loving the outdoors. She is sponsored by LearningRx.

Alissa HokrAlissa Hokr

The University of Minnesota-Duluth is where people will find Alissa Hokr this fall studying business management, minoring in music. Her love of music has kept her involved in Centerstage, one-act plays, varsity choir and musicals at Maple Grove Senior High. She enjoys relaxing by playing the piano along with her dad on guitar. As a believer in animal rights in hopes of ending animal cruelty, she supports PETA and all of its programs. Alissa  is sponsored by Kozlak-Radulovich Funeral Homes.

Lauren KrasnoffLauren Krasnoff

Entering her senior year this fall at Maple Grove High School, Lauren Krasnoff is a 4.0, honor roll student. Her future plans include attending a four-year college to study biology, followed by medical school to become a pediatric surgeon. This summer Lauren enjoys being a camp counselor at Camp TEKO. She directs her passion toward Pennies for Patients and volunteering as a student theater director at Maple Grove Junior High striving to make school fun for 12- to 15-year-olds. Lauren is sponsored by The Lookout Bar & Grill.

EvanglenePottsEvangelene Potts

Evangelene (Angel) Potts just graduated from Maranatha Christian Academy and was the recipient of the Star Student Award: Career Advancement. She will be heading to Johnson & Wales University in Rhode Island this fall to earn a degree in nutrition, pursuing her dream of making and selling her own gluten-free pastries. People can find Angel behind the counter at ULTA or baking, reading and cheering on her school’s sports teams. Her passion leads her to support the volunteer program at the Minneapolis Children’s Hospital, putting smiles on faces. Angel is sponsored by Rush Creek Golf Club.

Carmen VarrianoCarmen Varriano

Carmen Varriano enters her senior year at Osseo Senior High as a National Honor Society student. Her future plans include attending a four-year college, focusing on a degree as a social worker. Recent activities include cheerleading and basketball and is employed at Potbelly’s. Carmen also stays involved by supporting Pennies for Patients and Feed My Starving Children which continues to impact her each time she volunteers. She is sponsored by Broman Chiropractic Wellness.

Stephanie ZukowskiStephanie Zukowski

Stephanie Zukowski will be a senior at Maple Grove High School. She is an honor roll student and was awarded the MVP of defense on her lacrosse team. Being a dietary aide at Arbor Lakes Senior Living Home prepares her for plans to attend a four-year college and study occupational therapy. Her other passions include Link Crew, contributing time to the Juvenile Diabetes Research Foundation in support of friends with the disease and being a Fellowship of Christian Athletes leader. Stephanie is sponsored by Arbor Lakes Dental.

 

 

 

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Maple Grove Days offers something for everyone http://pressnews.com/2015/07/03/maple-grove-days-offers-something-for-everyone-5/ http://pressnews.com/2015/07/03/maple-grove-days-offers-something-for-everyone-5/#comments Fri, 03 Jul 2015 09:25:02 +0000 http://pressnews.com/?p=141719 The Maple Grove Community Organization has all kinds of events planned at the Maple Grove Days 2014 celebration, Wednesday through Sunday, July 8 through 12.

Maple Grove Days 2015 begins with Beyond the Yellow Ribbon and music events Wednesday, July 8.

The annual Pierre Bottineau Parade will be Thursday, July 9. Other events will continue throughout the weekend, including live music, a disc jockey in the evenings and the Saturday fireworks display. The Maple Grove Ambassador Miss Maple Grove Coronation will be Friday, July 10.

There will also be rides and activities for the kids and plenty of good food for everyone. Events are free unless otherwise noted.

The following are events and activities planned Wednesday, July 8 and Thursday, July 19, for Maple Grove Days 2015. Look for Friday through Sunday events in next week’s paper.

WEDNESDAY EVENTS

The Maple Grove Community Organization invites the public to attend the Maple Grove Days kick-off event Wednesday, July 8, for the community and share in the importance of Maple Grove’s Yellow Ribbon City recognition. This year’s celebration begins at 7 p.m. at the Maple Grove Town Green with entertainment provided by Rockie Lynne. Arrive early and enjoy hot dogs on the grill and concessions. Come and see the red, white and blue decorated Town Green.

THURSDAY EVENTS

The 10th annual Maple Grove Day’s Tennis Tournament, hosted by the Maple Grove Crimson Tennis Association, Inc. check in starts at 7 a.m. for doubles. There are categories for boys and girls: 14 and younger and 18 and under. Play starts at 8 a.m. There is a fee to participate. Registration forms available at www.freewebs.com/maplegrovetennis. Tourney # 555121315. Online registration closes July 2 or when draw is full. Print and bring waiver.

The Pickleball Un-officiated Tournament will be from 8 a.m. to 5 p.m. at Lakeview Knolls Park and Kerber Park. Register by July 6 at the community center or at maplegrovedays.org. Contact Deb Weinreis at 763-571-1305 x106 for more information.

The Splatter Sisters will perform at 11 a.m. at the Maple Grove Town Green.

Come watch the Duplicate Bridge Tournament from noon to 4 p.m. at the community center.

The Maple Grove Farmers Market will be open in the community center parking lot from 3 to 7 p.m.

The Pierre Bottineau Parade will run along 89th Avenue from Zachary Lane to Elm Creek Boulevard, from 6:10 to 9:30 p.m.

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Maple Grove Police http://pressnews.com/2015/07/03/maple-grove-police-145/ http://pressnews.com/2015/07/03/maple-grove-police-145/#comments Fri, 03 Jul 2015 09:03:42 +0000 http://pressnews.com/?p=141685 The following is a synopsis of some of the incidents that occurred in the city during the week of June 12, 2015 through June 18, 2015. Refer to the city website Crime Mapping Section for additional details for the crimes of burglary, robbery, arson, theft and vehicle theft.

Friday, June 12

11000 block of 73rd Ave. — There was a report of an altercation between two parties arguing over who was at gas pump first. Officers calmed situation and are investigating for charges of assault.

12000 block of Weaver Lake Road — There was a report of a bike theft from a business. Officers viewed surveillance video and observed suspect taking bike. The case is being investigated.

Saturday, June 13

6700 block of Ranier Lane —There was a report of someone smashing flower pots on a sidewalk and digging up a garden. Unknown suspects at this time.

9000 block of Balsam Lane — There was a report of a suspicious occupied vehicle parked in front of a residence. Officers made contact and cited the passenger for underage drinking.

Sunday, June 14

11000 block of Fountains Drive — There was a report of a gas line hit at a business and all evacuated. Officers who had arrived were cleared when firefighters arrived at the scene.

Monday, June 15

10000 block of 93rd Ave. — There was a report of a 6×12 cargo trailer stolen from parking lot of a business. The trailer was entered as stolen and no suspects at this time.

Tuesday, June 16

67000 block of Hemlock Lane — There was a report of a pop machine tipped over inside a city warming house, possibly done during a tournament. The machine was righted and no damage seen and no suspects at the time.

12000 block of Elm Creek Boulevard — There was a report of a light fixture in a business sparking. On arrival, there was a strong odor of smoke but no flames. Fire department arrived and cleared officers.

Wednesday, June 17

8900 block of Peony Lane — There was a report of someone stealing a bike from an open garage. No witnesses and no suspect at this time.

9300 block of Rosewood Lane — There was a report of someone breaking into a vehicle and stealing items from inside. No suspects at this time.

Thursday, June 18

82nd & Ranier Lane — There was a report of profane spray paint on sidewalks in the area. Public Works was notified for cleanup.

Other

During this time period there were 31 property damage traffic accidents and one property damage injury accident.

Patrick Malmsten, 60, of Eden Prairie was cited June 7 for trespassing on the 8000 block of Zachary Lane N.

Joshua Whaley, 33, of Maplewood was cited June 7 for trespassing on the 8000 block of Zachary Lane N.

Ethan Borgmann, 25, of Howard Lake was cited June 7 for trespassing on the 8000 block of Zachary Lane N.

Robert Owens, 52, of Monticello was cited June 8 for fourth degree DWI driving while impaired, fourth degree DUI alcohol concentration over .08, careless driving and no Minnesota driver’s license at 83rd Way and Weaver Lake Road N.

Colleen Sanetra, 48, of Columbia Heights was cited June 8 for shoplifting and trespass notice served on the 8000 block of Wedgewood Lane N.

Matthew Kelley, 23, of Maple Grove was cited June 9 for shoplifting and trespass notice served on the 12200 block of Elm Creek Blvd. N.

Coltraine Dewalt, 18, of Maple Grove was cited June 10 for embezzlement on the 16500 block of 96th Ave. N.

Kaleb Kmetz, 18, of Hanover was cited June 11 for third degree criminal damage to property, nuisance ordinance violation and disorderly conduct on the 8100 block of Wedgewood Lane N.

Tyler Bixby, 18, of Maple Grove was cited June 11 for third degree criminal damage to property, nuisance ordinance violation and disorderly conduct on the 8100 block of Wedgewood Lane N.

Hunter Durand, 18, of Buffalo was cited June 11 for third degree criminal damage to property, nuisance ordinance violation and disorderly conduct on the 8100 block of Wedgewood Lane N.

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Maple Grove beginning to plan National Night Out http://pressnews.com/2015/07/03/maple-grove-beginning-to-plan-national-night-out/ http://pressnews.com/2015/07/03/maple-grove-beginning-to-plan-national-night-out/#comments Fri, 03 Jul 2015 09:02:45 +0000 http://pressnews.com/?p=141683 On Tuesday, Aug. 4, Maple Grove, along with over 16,000 communities nationwide, will be celebrating National Night Out. The city of Maple Grove invites residents to join forces with the Maple Grove Police Department and unite against crime.

From 11 a.m. to 1 p.m., the Maple Grove Police and Fire departments will sponsor a free BBQ lunch and emergency equipment show at the Maple Grove Community Center.

Residents are also invited to host a block party in their own neighborhood during the evening. These parties are a great way to get to know your neighbors, have fun, and even receive a visit by Maple Grove Police or Fire personnel.

To register a neighborhood and receive planning information, contact Maple Grove Police Crime Prevention at 763-494-6134 or crimeprevention@maplegrovemn.gov.

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Osseo it’s time for ‘Night to Unite’ http://pressnews.com/2015/07/03/osseo-its-time-for-night-to-unite/ http://pressnews.com/2015/07/03/osseo-its-time-for-night-to-unite/#comments Fri, 03 Jul 2015 09:00:35 +0000 http://pressnews.com/?p=141681 Join neighborhoods across Minnesota Tuesday, Aug. 4, for the Annual Night to Unite. Night to Unite is designed for neighbors to get to know one another, build neighborhood involvement by bringing police/communities together, and bring awareness to crime prevention and local law enforcement efforts.

Last year, Osseo had a total of seven registered parties and all were unique. Residents had parties ranging from ice cream socials, barbeques, and family friendly gatherings promoting and celebrating safety in the Osseo community.

Each registered party was also visited last year by members of the Osseo Police Department, Osseo Fire Department and Osseo city staff. These visits gave children the opportunity to see fire trucks and police cars up close, and for adults to talk with the police officers and firefighters who serve the city. It is also an opportunity to express any concerns that may be occurring in the neighborhood.

If anyone is interested in coordinating a party, registration forms can be picked up at the Osseo Police Department or Osseo City Hall. Registration forms can also be found on thecity of Osseo website at www.discoverosseo.com. Once people have completed the form please return it to the Osseo Police Department. Registration forms are due by Tuesday, July 28.

If people have any questions they can contact Officer Mortinson at 763-424-5444 or via e- mail: tmortinson@ci.osseo.mn.us.

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Watch for it: New website design coming soon http://pressnews.com/2015/07/03/watch-for-it-new-website-design-coming-soon/ http://pressnews.com/2015/07/03/watch-for-it-new-website-design-coming-soon/#comments Fri, 03 Jul 2015 05:00:06 +0000 http://pressnews.com/?p=141753 By Peggy Bakken
Sun Newspapers

Watch for it. In the next week or so, a brand new website will be launched for Sun Press Newspapers at pressnews.com.
The new site will expand on our readers’ favorite features, such as breaking news, community news and information from local businesses.
It will also add a whole new set of features and functions that will make our Sun Newspaper websites more user-friendly, will expand overall content and will include many new functions.
The new websites will continue to be mobile friendly – in fact, even more so as all of the content – news, advertising, videos and features – will quickly scale for desktop, tablet and smartphone.
The new websites will feature enhanced search capabilities.
Readers’ favorite categories of sports, local news and public safety will still be there, but organized in a new way to make the content easier to find.
Each city will also have its own landing page, with all of the content related to that community organized together.
An expanded opinions tab will collect all editorials, letters and columns, and readers will have opportunities to comment back on those articles.
Area businesses will find many new methods to reach our readers – their customers. Banner ads, block ads, sponsored content and special sections will have prominent spots on the home page and inside pages. We expect both advertisers and consumers to benefit from the improved positions and organization. The new site will also have a newly redesigned classified advertising section.
Public notices from our cities, school districts and other local governmental agencies will get a prominent spot on the home page, and also enhanced organization by topic and locale.
Our ECM Publishers New Media team is very busy this week getting the last of the technical details worked out. If everything falls into place as we hope, the new websites will start to launch next week.
We are really looking forward to this new and improved Internet experience and we’ll be anxious to see what you think.
Watch for it next week!

Sun Newspapers executive editor Peggy Bakken can be reached at peggy.bakken@ecm-inc.com

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Large-scale disaster meets large-scale planning http://pressnews.com/2015/07/02/large-scale-disaster-meets-large-scale-planning/ http://pressnews.com/2015/07/02/large-scale-disaster-meets-large-scale-planning/#comments Thu, 02 Jul 2015 21:00:57 +0000 http://pressnews.com/?p=141887 Volunteer actors portraying biomedical terrorism victims line up outside of STMA High School to receive instructions from medical personnel. A mass medications dispensing drill involved six counties at the STMA site. (Sun staff photos by Aaron Brom)

Volunteer actors portraying biomedical terrorism victims line up outside of STMA High School to receive instructions from medical personnel. A mass medications dispensing drill involved six counties at the STMA site. (Sun staff photos by Aaron Brom)

The scene at St. Michael-Albertville High School was orderly, considering a drill at the site was meant to mimic biological terrorism.

An anthrax attack was once of the scenarios for the mass medications dispensing drill Friday, June 26, that involved 100 volunteer actors and mass exercise teams from six counties. In total, 18 counties were participating in the drill that occurred at three locations — STMA, Bloomington and Pierz.

Volunteer victim actors follow instructions in line from medical personnel at the mass medications drill in STMA High School.

Volunteer victim actors follow instructions in line from medical personnel at the mass medications drill in STMA High School.

Operation Ground Hog Day exercised various components of mass dispensing of the Federal National Stockpile Program. The drill was to prepare area public health agencies for future mass dispensing of medications to respond to an anthrax or plague outbreaks.

“In our emergency 18,000 people were exposed to anthrax,” said Melissa Carstensen, Health Educator for Isanti County Public Health. “We’re helping people receive antibiotics.”

Player actions were evaluated against current response plans and capabilities for a real life response.

Medical officials work with volunteer victim actors to mimic what would happen during an anthrax outbreak. The drill mostly involved mass dispensing of medication.

Medical officials work with volunteer victim actors to mimic what would happen during an anthrax outbreak. The drill mostly involved mass dispensing of medication.

The scope required establishment of a Point of Dispensing and requires responders to perform actions associated with an initial response to a possible bioterrorist anthrax incident. These actions include command and control, establishing point of dispensing, site security and crowd control and mas conduct.

The exercise used doxycycline as the first drug of choice and evaluated triage, screening, dispensing and movement of people, using the volunteer actors.

Supply staff volunteer Rosemary Prudhomme is seated next to medication that would be dispensed during an anthrax outbreak.

Supply staff volunteer Rosemary Prudhomme is seated next to medication that would be dispensed during an anthrax outbreak.

“The POD Exercise Team will demonstrate that a high throughput will be possible in a large-scale event,” Carstensen said. Throughput is the number of people passing through a Point of Dispensing site in a given amount of time while maintaining accuracy and efficiency.

As a result of the exercise:

1. Site design and flow of people will be improved.

2. Registration form will identify who goes to Express, Level 1 or Level II Dispensing.

3. Screening algorithm will accurately determine which medication to dispense dependent on the individual’s health history and contraindications (making treatment of drugs inadvisable).

4. Throughput will be estimated by timing the flow of people from registration to exit.

Contact Aaron Brom at aaron.brom@ecm-inc.com

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St. Michael hears that gun range relocation remains an option http://pressnews.com/2015/07/02/st-michael-hears-that-gun-range-relocation-remains-an-option/ http://pressnews.com/2015/07/02/st-michael-hears-that-gun-range-relocation-remains-an-option/#comments Thu, 02 Jul 2015 20:00:40 +0000 http://pressnews.com/?p=141885 The St. Michael City Council heard an update regarding ongoing noise and safety complaints regarding the Crow River Sportsman’s Club gun range on the Rogers side of the Crow River.
The council also heard about concerns regarding a residential development near Gonz Lake, and was updated regarding the annual Smoke N’ Wright charity event.

GUN CLUB
Community development director Marc Weigle reported about recent conversations he had regarding the gun club since the previous council meeting.
Weigle said he met with Department of Natural Resources representative and John Berning from the Crow River Sportsman’s Club. He said the club has requested a National Rifle Association advisor to meet onsite to determine whether there are some solutions or options for the club to consider to address some concerns.
He said Berning would contact Weigle and city of Rogers staff when a date is known so there can be city representatives present.
Mayor Jerry Zachman suggested informing Wright County commissioners of the meeting, and Weigle recommended the council wait until after staff meets with the NRA advisor to take any additional action. He said Rogers is still looking at possible gun range relocation options, as well.
City attorney Dave Lenhardt confirmed there is not much St. Michael could do for regulation of the gun range, since it is not in St. Michael. He also said there are several state statute protections for existing gun ranges, but that the statutes do not negate federal environmental concerns.
The item was for information only, and staff will update the council after the meeting with the NRA advisor.

GONZ LAKE
In other matters, community development director Weigle updated the council regarding the planning commission.
The commission’s July meeting was moved up to June 24, and Weigle said the preliminary plat for O’Donnell-Labeaux residential development (in southern St. Michel near Gonz Lake, west of County Rd. 19) was on the agenda.
Weigle said public comment was received at a June 3 hearing regarding the development, especially in regard to the density and potential impact to Gonz Lake. He said the developer has responded to many of the concerns from that meeting, including cleaning up several lot lines and only allowing one common dock for the development.
He said the proposed conservation easement, restriction on individual docks, and restriction of boat access addresses the lake usage concerns and would help preserve the shoreline along the development.

SMOKE N’ WRIGHT
In further news, St. Michael business owner Richard Brown was present with an update of the annual Smoke N’ Wright (ribs contest) charity event set for Sept. 19.
He said this year they would like to add a 5K run, with proceeds going to the STMA Special Olympics team.
Brown reviewed the proposed route, saying there would be volunteers to help with traffic. He also said, for the event this year, they would need to pay for a garbage container and temporary bathrooms, which would cut into the proceeds donated to the St. Michael Fire and Rescue Department.
City administrator Bot said the city is able to get an event rate for those items, to help keep costs down.
The council unanimously voted to approve the 5K route.
In other action, the council:
HEARD a legislative update from Sen. Mary Kiffmeyer (R-30) and Rep. Eric Lucero (R-30B). The spoke of progress (or lack thereof) from the recent session regarding funding and bills for education funding equity, transportation, nursing home funding, workforce housing and broadband.
APPROVED the route for the 5K Color Daze Run during the St. Michael Daze & Knights festival in August.

Contact Aaron Brom at aaron.brom@ecm-inc.com

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Over-Diversification Danger http://pressnews.com/2015/07/02/over-diversification-danger/ http://pressnews.com/2015/07/02/over-diversification-danger/#comments Thu, 02 Jul 2015 19:02:22 +0000 http://pressnews.com/?guid=99022d2b96e7b024713a9bd3a4e52f85 Do you collect mutual funds? Unlike hobbyists who collect stamps, art or rare coins, investors who own a multitude of funds are not better off.

While diversification is important to any portfolio, owning too many funds can make investing more complicated that necessary.

One of my clients owned 16 different accounts, including an array of stock and bond mutual funds. In all, he had 56 mutual fund positions. Everyone should be well-diversified, but this client had missed that mark. He had a cluttered collection of investments that didn’t serve him well.

A lot of folks are in the same situation: Their finances are a hodgepodge. Good financial advisors bring order to that mess, and adopt a common-sense strategy for the long term.

Five years ago, the client, a doctor, came to me because he wanted to retire. His portfolio was sizeable, yet he had no idea what he owned or why. “I simply don’t understand what I have,” he said. “Will I have enough cash flow in retirement?”

I told him his concern was spot-on. I helped consolidate his holdings while greatly improving his diversification.

Here’s what’s wrong with owning too many funds and other investments:

Tracking them all is difficult. You should review all your monthly statements. Following 16 accounts can be a nightmare. Rebalancing when your circumstances change or funds shift in value is a challenge. Evaluating performance is nearly impossible. Fewer funds and accounts are much easier to handle.

Duplication is common. With so many funds aggregated haphazardly with no plan, you get a lot of overlap. My client had some funds that matched his Standard & Poor’s 500 index fund, except they cost more in annual fees. There’s no sense in paying for more of the same thing.

There’s little diversification, and risk isn’t reduced. Ideally, a portfolio is sufficiently balanced so that if one asset suffers, others offset its losses. A study by Morningstar, the investment research firm, shows that owning more than four randomly selected funds decreases risk very little. Only a small difference exists between holding four funds and 30.

Figuring out where to get cash in retirement is a chore. Once retirement begins, you need to decide which accounts should provide your cash flow. Consolidated accounts made this process much easier.

In my client’s case, around 80% of his portfolio was in stocks or equity funds. His portfolio looked like that of a 30-year-old, not a 70-year-old. All that stock exposure was too risky for a man his age. You need to safeguard the value of your assets to see yourself through retirement.

We switched him to a 50%-50% split between stocks and bonds. This gave the client the ballast of a solid fixed-income allocation, and also allowed him enough stock exposure to keep his net worth growing – thus increasing his chance of leaving a substantial bequest for his heirs. Stocks’ growth usually offsets inflation, which eats away at bonds.

Before he came to us, my client was driving with no road map. In assisting him, we dramatically simplified his financial life.

As with most things, in the world of financial planning, simpler is better.

Follow AdviceIQ on Twitter at @adviceiq.

Jason Lina, CFA, CFP is Lead Advisor at Resource Planning Group Ltd. in Atlanta. Website: www.rpgplanner.com.

AdviceIQ delivers quality personal finance articles by both financial advisors and AdviceIQ editors. It ranks advisors in your area by specialty, including small businesses, doctors and clients of modest means, for example. Those with the biggest number of clients in a given specialty rank the highest. AdviceIQ also vets ranked advisors so only those with pristine regulatory histories can participate. AdviceIQ was launched Jan. 9, 2012, by veteran Wall Street executives, editors and technologists. Right now, investors may see many advisor rankings, although in some areas only a few are ranked. Check back often as thousands of advisors are undergoing AdviceIQ screening. New advisors appear in rankings daily.

 

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Do you collect mutual funds? Unlike hobbyists who collect stamps, art or rare coins, investors who own a multitude of funds are not better off.

While diversification is important to any portfolio, owning too many funds can make investing more complicated that necessary.

One of my clients owned 16 different accounts, including an array of stock and bond mutual funds. In all, he had 56 mutual fund positions. Everyone should be well-diversified, but this client had missed that mark. He had a cluttered collection of investments that didn’t serve him well.

A lot of folks are in the same situation: Their finances are a hodgepodge. Good financial advisors bring order to that mess, and adopt a common-sense strategy for the long term.

Five years ago, the client, a doctor, came to me because he wanted to retire. His portfolio was sizeable, yet he had no idea what he owned or why. “I simply don’t understand what I have,” he said. “Will I have enough cash flow in retirement?”

I told him his concern was spot-on. I helped consolidate his holdings while greatly improving his diversification.

Here’s what’s wrong with owning too many funds and other investments:

Tracking them all is difficult. You should review all your monthly statements. Following 16 accounts can be a nightmare. Rebalancing when your circumstances change or funds shift in value is a challenge. Evaluating performance is nearly impossible. Fewer funds and accounts are much easier to handle.

Duplication is common. With so many funds aggregated haphazardly with no plan, you get a lot of overlap. My client had some funds that matched his Standard & Poor’s 500 index fund, except they cost more in annual fees. There’s no sense in paying for more of the same thing.

There’s little diversification, and risk isn’t reduced. Ideally, a portfolio is sufficiently balanced so that if one asset suffers, others offset its losses. A study by Morningstar, the investment research firm, shows that owning more than four randomly selected funds decreases risk very little. Only a small difference exists between holding four funds and 30.

Figuring out where to get cash in retirement is a chore. Once retirement begins, you need to decide which accounts should provide your cash flow. Consolidated accounts made this process much easier.

In my client’s case, around 80% of his portfolio was in stocks or equity funds. His portfolio looked like that of a 30-year-old, not a 70-year-old. All that stock exposure was too risky for a man his age. You need to safeguard the value of your assets to see yourself through retirement.

We switched him to a 50%-50% split between stocks and bonds. This gave the client the ballast of a solid fixed-income allocation, and also allowed him enough stock exposure to keep his net worth growing – thus increasing his chance of leaving a substantial bequest for his heirs. Stocks’ growth usually offsets inflation, which eats away at bonds.

Before he came to us, my client was driving with no road map. In assisting him, we dramatically simplified his financial life.

As with most things, in the world of financial planning, simpler is better.

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Jason Lina, CFA, CFP is Lead Advisor at Resource Planning Group Ltd. in Atlanta. Website: www.rpgplanner.com.

AdviceIQ delivers quality personal finance articles by both financial advisors and AdviceIQ editors. It ranks advisors in your area by specialty, including small businesses, doctors and clients of modest means, for example. Those with the biggest number of clients in a given specialty rank the highest. AdviceIQ also vets ranked advisors so only those with pristine regulatory histories can participate. AdviceIQ was launched Jan. 9, 2012, by veteran Wall Street executives, editors and technologists. Right now, investors may see many advisor rankings, although in some areas only a few are ranked. Check back often as thousands of advisors are undergoing AdviceIQ screening. New advisors appear in rankings daily.

 

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